I've been with usaa 21 years. I've been nothing but happy with them. I've heard from people that they've gotten expensive. Didn't pay much attention to it. I bought a new house and priced homeowners and holy crop they're expensive. I will be price shopping whenever I get somentimeThat's interesting. I've had 3 claims with Nationwide and came out better than I ever expected with zero hassle. Out of curiosity because so many here are happy with USAA, I compared my Nationwide premium with theirs and USAA was a little cheaper but not enough to tempt me to switch.